Free Calculator Tool

Substack Fee Calculator

Estimate platform and payment processing fees. See exactly how much you'll keep after fees.

Inputs

Adjust to match your membership

Processor used in estimate: 2.90% + $0.30

Substack estimate

Platform plan: Standard (10%)

Monthly revenue$500.00
Platform fee (10%)$50.00
Processing fee (variable, 2.90%)$14.50
Processing fee (fixed, $0.30 × members)$30.00
Take‑home$405.50

Important Notes

These are estimates. Actual fees vary by card type, country, taxes, and payout method.

Micro‑transactions under $3 are often charged at higher rates. When price is below $3, we switch to a 5% + $0.10 processing assumption.

How Substack fees are structured

Substack publicly lists a 10% platform fee on paid subscriptions, in addition to card processing fees (e.g., Stripe). This tool estimates both to show an approximate creator take‑home.

Processing assumptions used here: prices ≥ $3 use 2.9% + $0.30; prices < $3 use5% + $0.10 micro‑pricing. Actual fees vary by country and card type.

FAQ

Common questions about Substack fees

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